Buying a boat is more than just a purchase — it’s the start of an exciting new lifestyle on the water. Whether you plan to explore Tampa Bay, fish offshore, or spend relaxed weekends cruising with family, a few key decisions will help ensure you choose the right boat for your needs. At Thunder Marine, we guide boaters through every step of ownership, from selecting the perfect model to understanding what makes each type of boat unique. Here’s what to consider before making your decision.
1. Decide How You’ll Use Your Boat
Before you start shopping, think about how you’ll spend most of your time on the water. This helps narrow your options and ensures you’re buying a boat that truly fits your lifestyle.
Ask yourself:
Will I mostly fish, cruise, or entertain family and friends?
Am I staying inshore around Tampa Bay or heading offshore for longer trips?
How many people will typically come aboard?
2. Decide on New or Used
A new boat comes with the latest technology, warranties, and factory finishes. A used model can be a cost-effective option, often including upgrades like electronics or trolling motors.
At Thunder Marine, we inspect every pre-owned boat for quality, ensuring you get the best value no matter which route you choose.
4. Determine Your Budget and Financing
When budgeting, remember to factor in not only the purchase price, but also insurance, maintenance, and storage. We help buyers secure competitive rates and terms, making boat ownership more accessible than you might think.
5. Choose Stability and Comfort Features
If you or your passengers are sensitive to motion, look for stability-enhancing features such as deep-V hulls or Seakeeper stabilization systems. Several boats at Thunder Marine can be ordered or retrofitted with Seakeeper units to reduce rocking and keep everyone comfortable on board.
6. Partner with a Trusted Dealership
Buying a boat is a long-term investment — and choosing a trusted dealer ensures you have support well beyond the sale.
At Thunder Marine, our team focuses on relationships, not transactions. We proudly represent top brands, including Sportsman, Regulator, Jeanneau, and Monterey, and offer complete sales, service, and financing support for boaters across Tampa Bay.
7. Choose the Right Boat Type
At Thunder Marine, we carry four main types of boats:
Cruiser Boats – Designed for comfort, stability, and overnight trips.
Center Console Boats – Ideal for fishing and versatile family use.
Bowriders – Perfect for casual cruising, water sports, and family fun.
Bay Boats – Great for shallow-water fishing and local bay adventures.
Here are some of our featured models that represent each category.
2025 Monterey M-225 – $74,975*
The Monterey M-225 is a stylish, family-friendly bowrider that delivers easy handling and comfort for Tampa Bay adventures.
Top Features:
Spacious bow seating with storage below.
Integrated swim platform with ladder for water sports and swimming.
Premium helm and sound system for entertainment.
Optional wakeboard tower and bimini top.
Accommodates up to 10 passengers, perfect for families who enjoy sandbar days and relaxed cruising.
2026 Sportsman Open 232 Center Console – $123,955*
The Sportsman Open 232 is an easy-handling center console with the comfort and technology to make every day on the water enjoyable.
Top Features:
Advanced Seakeeper Ride technology standard on newer Sportsman models.
Deep-V hull for steady, predictable performance.
Garmin electronics package with touchscreen navigation.
Forward and rear seating for family comfort.
Accommodates up to 10 passengers, making it an excellent fit for families who enjoy both fishing and cruising.
2026 Jeanneau NC 1095 Weekender – $438,210*
A cruiser boat designed for comfort and versatility, the Jeanneau NC 1095 Weekender is ideal for long weekends on the water. Its deep-V hull and spacious interior make it smooth and steady, even in choppy conditions.
Top Features:
Twin outboards for balanced, efficient performance.
Three private cabins for up to 6 passengers with plenty of storage for overnight trips.
Galley and full head for extended comfort.
An optional Seakeeper stabilization system to minimize roll and motion.
Accommodates up to 10 passengers, perfect for families who enjoy coastal cruising and overnight getaways.
2026 Regulator 28CC – $447,118*
The Regulator 28CC is a center console boat built for performance, strength, and balance. It’s a great choice for anglers who also appreciate space and comfort.
Top Features:
Twin Yamaha engines for powerful and reliable performance.
219-gallon fuel capacity for long-range trips.
Deep-V hull for smooth, dry rides offshore.
Large cockpit with multiple fishboxes and a livewell.
An optional Seakeeper Ride system is available to reduce roll and improve stability.
Accommodates up to 10 passengers, ideal for offshore fishing and all-day cruising with friends.
Start Your Boating Journey with Thunder Marine Now!
Owning a boat opens the door to unforgettable adventures on the water. Whether you’re a first-time buyer or ready to upgrade, our experts at Thunder Marine will help you make confident, informed decisions. Call (727) 381-4444 or visit Thunder Marine in St. Petersburg to tour our full selection of new and pre-owned boats. It’s not just a boat—it’s a lifestyle.
*Prices can and may change at any time without notice.